Friday, January 1, 2016

New IRA rules close loopholes for account owners


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United States Supreme Court © James Leynse/Corbis

© James Leynse/Corbis


IRA owners beware: Two recent rules on retirement accounts could throw your planning into disarray.


One rule came out of tax court: IRA owners are limited to one 60-day rollover between IRAs in a 12-month period across all of their IRA accounts. The rule went into effect on Jan. 1, 2015.


The Supreme Court handed down the second rule. Spendthrift heirs take heed: Inherited IRAs are not retirement accounts. That means that inherited IRAs are treated like all other inherited assets and it’s…



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New IRA rules close loopholes for account owners

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